Services & Fees

INSURANCE & PAYMENT

We believe quality mental health care should be as accessible as possible. All LifeSpire therapists are on panel (in-network) with the following major insurance providers, and our team is happy to help verify your benefits before your first appointment:

• Highmark Blue Shield - Commercial plans only (does not include Medicare and Highmark Wholecare (Medical Assistance/Medicaid))

• Capital Blue Cross - Commercial plans only

• ​Federal Blue Cross Blue Shield (Federal Employee Program)

• UPMC Health Plan - Commercial plans only (does not include UPMC for Life (Medicare) and UPMC for You (Medical Assistance/Medicaid), as well as other non-commercial plans.)

• ​Independence Blue Cross

• Anthem Blue Cross/Blue Shield

• ​Premera Blue Cross/Blue Shield

• ​Several other Blue Cross/Blue Shield Commercial plans

Commercial insurance is private, non-government health insurance that is most commonly obtained through an employer, purchased individually from a private company or marketplace plan.

Please contact your insurance to ensure we are on panel (in network) with your plan.  They can also determine if you have a copay, deductible, or coinsurance. If you owe a copay, deductible, or coinsurance, this is due at the time of service in exact cash or check written out to LifeSpire, LLC.

Please be aware some particular Blue Cross/Blue Shield plans will "carve out" their mental health benefits to be managed by another insurer (i.e. Optum, United Behavioral Health).  LifeSpire is not on panel (in network) with these insurances.

If we are not in plan (in network) with your insurance, you may have out of network benefits and be able submit to your insurance for some type reimbursement.  Contact your insurance to see if you have this benefit. You must pay the full fee at each appointment and we will provide you with a receipt for you to submit to your insurance company.

Some people prefer not to use their insurance benefits since insurance requires us to diagnose you with a mental health diagnosis and this becomes part of your permanent medical record. Your therapist can explain further at your first appointment.