INSURANCE
All LifeSpire, LLC therapists are on panel (in network) with the following insurance plans:
- Highmark Blue Shield PPO/EPO (Commercial only, does not include Highmark Wholecare)
- Capital Blue Cross PPO
- Federal Blue Cross Blue Shield (Federal Employee Program) PPO
- UPMC PPO Health Plans (Commercial, Value, and Value Select) and UPMC Partner
- Independence Blue Cross PPO
- Anthem Blue Cross/Blue Shield PPO
- Premera Blue Cross/Blue Shield PPO
- Several other Blue Cross/Blue Shield PPO Plans that are not listed
Please contact your insurance to ensure we are on panel (in network) with your plan. They can also determine if you have a copay, deductible, or coinsurance. If you owe a copay, deductible, or coinsurance, this is due at the time of service in exact cash or check written out to LifeSpire, LLC.
Please be aware some particular Blue Cross/Blue Shield plans will "carve out" their mental health benefits to be managed by another insurer (i.e. Optum, United Behavioral Health). LifeSpire is not on panel (in network) with these insurances.
If we are not in plan (in network) with your insurance, you may have out of network benefits and be able submit to your insurance for some type reimbursement. Contact your insurance to see if you have this benefit. You must pay the full fee at each appointment and we will provide you with a receipt for you to submit to your insurance company.
Some people prefer not to use their insurance benefits since insurance requires us to diagnose you with a mental health diagnosis and this becomes part of your permanent medical record. Your therapist can explain further at your first appointment.
Please be aware some particular Blue Cross/Blue Shield plans will "carve out" their mental health benefits to be managed by another insurer (i.e. Optum, United Behavioral Health). LifeSpire is not on panel (in network) with these insurances.
If we are not in plan (in network) with your insurance, you may have out of network benefits and be able submit to your insurance for some type reimbursement. Contact your insurance to see if you have this benefit. You must pay the full fee at each appointment and we will provide you with a receipt for you to submit to your insurance company.
Some people prefer not to use their insurance benefits since insurance requires us to diagnose you with a mental health diagnosis and this becomes part of your permanent medical record. Your therapist can explain further at your first appointment.